Savings, Certificate & Money Market Account Rates
Savings Accounts
Effective Date: Tuesday, October 29th, 2024
Share/Savings Type | Minimum Balance to Earn Dividends | Dividend Rate | APY* |
Regular Savings |
$200 & Up |
0.0700% |
0.07% |
EZ Saver |
$200.00 - $349.99 |
0.0700% |
0.07% |
EZ Saver |
$350.00 - $99,999.99 |
0.1000% |
0.10% |
EZ Saver |
$100,000.00 & Up |
0.1500% |
0.15% |
Club Account Savings |
$200 & Up |
0.0700% |
0.07% |
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) |
$200 & Up |
0.2000% |
0.20% |
My Ca$h Account Savings |
$100 & Up |
0.0700% |
0.07% |
Rates subject to change without notice after the account is opened. Fees may reduce earnings. |
Certificate Accounts
Effective Date: Tuesday, October 29th, 2024
Term | Minimum Balance to Earn Dividends | Dividend Rate | APY* |
6 Month |
$500 & Up |
3.9410% |
4.00% |
1 Year |
$500 & Up |
3.9410% |
4.00% |
2 Year |
$500 & Up |
2.7220% |
2.75% |
3 Year |
$500 & Up |
2.7220% |
2.75% |
4 Year |
$500 & Up |
2.7220% |
2.75% |
5 Year |
$500 & Up |
2.7220% |
2.75% |
*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. 6-Month Share Certificate rate does not apply to IRA Certificates. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings. |
Money Market
Effective Date: Tuesday, October 29th, 2024
Minimum Balance to Earn Dividends | Dividend Rate | APY* |
$0.00 - $2,499.99 |
0.100% |
0.10% |
$2,500.00 - $9,999.99 |
0.250% |
0.25% |
$10K - $24,999.99 |
0.300% |
0.30% |
$25K - $49,999.99 |
0.500% |
0.50% |
$50K - $99,999.99 |
0.750% |
0.75% |
$100K & Up |
0.996% |
1.00% |
*APY = Annual Percentage Yield as of effective date. Fees may reduce earnings. Rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all share and money market accounts. |
Individual Retirement Account (IRA) Certificates
Effective Date: Tuesday, October 29th, 2024
Term | Minimum Balance to Earn Dividends | Dividend Rate | APY* |
1 Year |
$500 & Up |
3.9410% |
4.00% |
2 Year |
$500 & Up |
2.7220% |
2.75% |
3 Year |
$500 & Up |
2.7220% |
2.75% |
4 Year |
$500 & Up |
2.7220% |
2.75% |
5 Year |
$500 & Up |
2.7220% |
2.75% |
*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings. *Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you. |
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