Fixed Home Equity Loans

Unlock the equity in your home and get the cash you need, when you need it. 

• Competitive rates and flexible terms
• Receive the sum of your home equity loan all at once
• Pay for large expenses or consolidate debt
• Fixed rate and fixed term up to 180 months
• Payment remains the same throughout the term of the loan
• PFCU pays closing costs up to $350.00
• Owner occupied primary residence only
• Minimum loan amount of $5,000.00
• May be tax deductible; consult your tax advisor

Home Equity Line of Credit 

Sometimes you don't need a big chunk of money at one time, but you just need a little here and there to help with home improvements or make a special purchase. A line of credit helps you with cash as you need it.

• Advance on your line of credit for up to 10 years and repay over a 10-year period
• Only pay interest on what you use
• No minimum loan amount 
• No initial advance required
• No appraisal fee
• PFCU pays closing costs up to $1,250.00
• LTV up to 85% including first mortgage loan balance
• No annual or transaction fees
• Variable rate based on Wall Street Journal Prime
• Use it again with no need to re-apply
• Owner occupied primary residence only
• May be tax deductible; consult your tax advisor