FAQs


Can I get overdraft protection?

Overdraft Transfer
Set up Overdraft Transfer from one or more deposit account(s) you have at Pinellas Federal Credit Union. In the event of an overdraft, available funds will be automatically transferred to your checking account. A transfer fee applies. Please see our current Fee Schedule.

Overdraft Privilege
Pinellas Federal Credit Union's Overdraft Privilege program allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as additional coverage if your other Overdraft Protection source(s) are exhausted. We can only pay overdrafts for ATM or everyday debit card transactions if you give us consent to extend Overdraft Privilege to pay these overdrafts.

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